Many people don’t know these five important facts about IRA beneficiaries. Learn how beneficiary designations work, the key rules that affect distributions, and some common tax considerations. The information you learn here may cause you to consider changing your IRA beneficiary designations.

When it comes to planning for the future, one of the most thoughtful gifts you can give your loved ones is a clear set of last instructions. These instructions can provide guidance and peace of mind during an emotionally challenging time. A Letter of Last Instruction is a document that provides additional information and instructions to your loved ones and designated decision makers to be read and used in the time leading up to and after your death. Beyond sharing logistics and practicalities, writing a LOLI is an opportunity to share your thoughts and wishes, honoring your life and the impact you've made on those around you. Keep reading to learn about the types of information to include in your LOLI as well as a sample letter to help you get started.

Want to ensure your loved ones have easy access to your digital accounts after you die? Keep reading to learn how.